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- 11:05, 9 September 2026 HildegardCordero talk contribs created page Rideshare Accident Lawsuit Timeline In Riverside: What To Expect (Created page with "How Rideshare Insurance Policies Affect Your Claim Value Rideshare insurance operates in tiers depending on whether the driver was logged into the app, had accepted a ride request, or was actively transporting a passenger. During phase one (app on, no ride accepted), the driver's personal insurance applies, though many policies explicitly exclude rideshare activity. During phase two (en route to pickup) and phase three (passenger onboard), Uber and Lyft provide liability...")