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If your salary is below $16,750 then you really need to pay around 10% of income tax. There isn't any you make a single person and living a bachelor life a good have to pay for more interest as the limit is actually only $8,375. Thus married couples are definitely in high profits. Remember, an individual exemption of $3650 is not deducted on tax but on your taxable income. Say for example your filing status is 'married filing jointly' with original taxable income of $100,000.
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